Equity Index Annuity

An equity indexed annuity combines the features of fixed and variable annuities.

Equity index annuity. An equity indexed annuity is an investment made through a contract with an insurance company which has variable and fixed annuities. A guaranteed interest rate determines roughly 90 of the returns while the performance of the index determines the rest. 888 400 5759.

Initially indexed annuities were referred to as equity-indexed annuities or EIAs. Indexed annuities feature a guaranteed return plus a market-based return. An equity-indexed annuity is an annuity product in which the principal you put in is invested in a stock market index like the SP 500.

It is a suitable retirement plan. Similar to other types of annuities an indexed annuity. Equity indexed annuities may be safer than investing directly in index funds because the annuity company protects you against losses.

Indexed annuities also known as equity indexed annuities are contracts between an individual and an insurance company. There is a possibility that regulators might look at this and say well lets look at this and try to apply it. EIAs have characteristics of both fixed and variable annuities.

The result is a greater potential upside than a traditional fixed contract with less risk than a variable annuity. Equity-indexed annuity reserve methodologies but it does exist. An equity-indexed annuity is a type of fixed annuity that earns interest based on a portion of an equities index typically the SP 500.

Like any any other promise that sounds too good to be true this offer does not fail to disappoint. An equity-indexed annuity is a combination of a fixed and a variable annuity. What Is an Equity-Indexed Annuity.