Fixed Immediate Annuity Rates

Fixed Rate Annuities offer competitive interest rates that are usually higher than those of CDs or money market accounts.

Fixed immediate annuity rates. Fixed immediate annuities are invested in stocks and bonds through the insurance companys general fund and the interest rate cannot go below a certain minimum. Rates are often based on the current interest environment. 10000 minimum These annuities have annual fees ranging from 01 with an initial investment of 1 million or.

But that does not equal a 7 rate of return because with each annuity payment received you get back part of your principal. Fixed Annuity Rates Fixed Index Annuity Rates. This means that for a 100000 immediate annuity purchase you would receive 7000 a year.

Some products and features listed here may not be available in all states and variations may apply. Payments are listed by insurance company sorted highest to lowest by monthly payment amount. Generally immediate annuities have a fixed interest rate but only for the period of the contract.

Certain features may not be available in all products or depending on type of funds used to purchase the annuity. For a 7-year annuity its 325 and for a three-year guarantee its 260. Predictable 4-12 APO Retirement Income LOW or NO ANNUAL FEES.

For instance a 5 year fixed annuity rate of 310 interest rate will pay 310 for 5 years guaranteed. If youre concerned about rising inflation later in life the inflation-adjusted product can protect your money but there is a risk of reduced payouts compared to other annuity types. Fixed Index Annuities FIA A Fixed Indexed Annuity FIA grows based on the performance of a stock market index eg SP 500 Nasdaq DJIA with protections against loss.

For starters an annuity rates can be either immediate begin paying out now or deferred being paying out at a later date. It creates a floor of guaranteed income that you cant outlive. Research and compare hundreds of fixed-rate indexed and immediate income annuities SPIA.