Index Annuities

In simplest terms the insurance company bears the risk of a sharp stock market decline with this type of annuity.

Index annuities. It differs from fixed annuities which pay a. Annuities require you to pay money in a lump sum today or in several payments over time. Power Index Plus Income Annuity.

Indexed annuities have characteristics of both fixed and variable annuities. AG Choice Index 10 Annuity. 2 Indexed annuity returns are based on an index like the SP 500.

Fixed Index Annuities Explained. People often refer to indexed annuities as hybrids of fixed and variable annuities. An index annuitys growth is subject to rate floors and caps meaning it will not exceed or fall below the specified return levels even if the underlying stock indices fluctuate outside of those set parameters.

A fixed index annuity is an insurance contract that provides you with income in retirement. Indexed annuitiesalso known as equity-indexed annuities or fixed-indexed annuitiesare complex financial instruments that have characteristics of both fixed and variable annuities. American Pathway Fixed 5 and Fixed 7 Annuities.

Indexed annuities perform well when the financial markets perform well. An indexed annuity is a type of annuity contract that pays an interest rate based on the performance of a specified market index such as the SP 500. Power Index Plus Annuity.

Many indexed annuities have a minimum interest guarantee. An indexed annuity is a type of insurance contract. The result is a greater potential upside than a traditional fixed contract with less risk than a variable annuity.